Credit Card

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Credit cards are one of the most effective and secure methods of making online payments today, and many credit card betting sites can be found in India. However, for Indian gamblers, this can be a bit of a fuzzy area.

This page will go over how credit cards function when it comes to depositing and withdrawing payments from betting sites, as well as which sites accept Indian credit cards.

Betting Sites Accepting Credit Cards

While the best betting sites in India offer a variety of payment options, the fact that the majority of players have a credit card registered in their name makes this a tempting alternative for many. However, Indian gamblers may have difficulty using credit cards on betting sites.

While credit cards are not specifically prohibited, some banks and financial organizations will refuse to accept payments from credit card betting sites.

As a result, before signing up, players must ensure that the betting site accepts Indian credit cards. New betting sites approved and controlled by offshore authorities may be more forgiving than Indian betting sites when it comes to signups.

Credit Cards in India

Credit cards are now available from all major Indian banks. Every year, over 30 million credit cards are issued, thanks to RBI regulations that have made online payments more secure and convenient. Among the most popular credit cards are:

  • Signature Visa Credit Card
  • Yatra SBI Credit Card
  • HDFC Regalia Credit Card
  • Diners Club Black Credit Card
  • MasterCard
  • American Express

Credit cards aren’t just for people who make a lot of money; first-time applicants and people with bad credit can also get them.

Betting sites that accept MasterCard

MasterCard is one of the most widely accepted credit cards in India. Many people already have access to such a card, and betting with MasterCard is simple and convenient.

Betting sites that accept American Express

Despite the fact that American Express is one of the most widely used credit cards in the world, it is rarely used for gambling. It’s mostly accepted at the most well-known locations, but not everywhere. Unfortunately, India isn’t one of them.

Betting sites for visa 

Today, almost everyone has a Visa card, either a debit or a credit card. It’s commonly accepted by Indian betting sites and a good choice for most players.

What are credit cards and how do you use them?

Holders of credit cards are given cards that allow them to make payments both online and offline. Unlike a debit card, monies spent must be reimbursed at the end of each month, with the amount available varying by the issuer and financial status. Borrowed funds can be used to make payments or as a cash advance, with any late payments subject to interest and fees. American Express, Citibank, HSBC, Amazon, Axis, and HDFC are just a few of the banks and other businesses that now provide credit cards in India.

What Is the Process of Using a Credit Card?

Credit cardholders can use their cards to make purchases both online and in-person, with the necessary information being transferred to the merchant’s bank. Payments must be authorized before they can be completed, with issuers either authenticating or denying the transaction based on the information provided.

When you make a payment, your available credit is reduced by the exact amount you spent, and in most situations, you’ll get a statement every month that shows the minimum payment and due date. No interest will be charged as long as the bill is paid on time. Carrying a balance over to the next month, on the other hand, will result in a charge, which is determined by the card’s Annual Percentage Rate (APR).

Credit Card Background

The first credit card was issued by the Diners Club in 1949, and it was the first of its kind. Following closely behind was the establishment of Bank of America, which was swiftly followed by the establishment of the Visa organization. Competing banks assisted in the establishment of Mastercard in 1966, and Andhra Bank was the first Indian bank to issue credit cards in 1981.

Initially, credit card payments were processed by transferring the card’s imprint straight to a paper receipt, which was then forwarded to banks. Credit card payments have been significantly more efficient since the advent of a magnetic strip and, more recently, chips. In India, over 50 million credit cards are now in use.

Pros and Cons of Using a Credit Card for Sports Betting

There’s a reason why credit card betting sites are so popular. However, if you are considering this way of payment, you should weigh all of the advantages and disadvantages of credit cards. The following are the primary benefits and drawbacks of using a credit card to finance your betting account:


Speed – Credit card deposits and withdrawals are both completed swiftly. Deposits at betting sites are usually fast, but withdrawals might take up to three days, depending on the bookie.

Availability – Credit cards are becoming more widely available these days, regardless of your financial position. Credit cards are currently issued by banks and other outlets to people who meet the application requirements, and the process is relatively straightforward.

Currency — When it comes to currency exchanges, credit cards are also an excellent option. Credit cards are a handy choice for punters wishing to deposit in US Dollars, Euros, or British Pounds when Indian Rupees are not an acceptable currency.

E-Wallets – Credit cards can also be used to fund e-wallet and Bitcoin accounts, which are the preferred payment method for many betting consumers today.


Fees — While deposits made with a credit card on betting sites are usually free of charge, withdrawals may be subject to a cost. While this is minor, it will have an impact on the amount you get to take home.

Responsible Gambling – Betting with credit cards has the potential to lead to reckless behavior. With money available on credit, bettors may be tempted to gamble beyond their means, putting themselves in financial hardship.

How to Use Credit Cards to Deposit and Withdraw

As previously said, credit cards are not the most dependable means of payment for Indian gamblers. While some payments will be accepted, some will be denied, with credit card acceptance rates being low, especially when compared to other payment methods. However, it’s still a good idea to get to know the steps involved in using a credit card to deposit and withdraw money:


  • Log in to your selected betting site using your account information.
  • Before selecting the deposit option, go to the cashier page.
  • Choose a credit card as your preferred payment option.
  • Enter the amount you’d like to put down.
  • Fill up your credit card information, including the expiration date and CVC or CVV number.
  • Funds should be transferred immediately after the payment has been confirmed.


  • Log in to your account and place a wager.
  • Select the withdraw option on the cashier page.
  • Based on your account balance, enter the amount you want to withdraw.
  • Choose the option to pay with a credit card.
  • Enter your credit card information or choose a previously stored credit card.
  • Confirm the transaction. Withdrawals can take up to three business days to complete.

Is it safe to gamble using credit cards?

Credit cards are without a doubt one of the safest ways to pay at betting sites. Encryption technology, along with a slew of other security measures, is used to keep payments secure and keep hackers at bay.

Betting sites frequently store personal and credit card information online, therefore operators must guarantee that they take the required safeguards to prevent fraud or identity theft. It is critical, as with any payment method, to only register with a fully licensed and regulated bookie, which means they have undergone stringent testing in all areas, including security.

Fees for using a credit card

Apart from the Annual Percentage Rate (APR) associated with credit cards, which banks or institutions charge for past-due accounts, there may be additional fees when using this means of payment at betting sites. Such fees will vary depending on the bookmaker, with the most tempting paying any charges. Some bookies will charge up to 5% for deposits, however, this is uncommon, as most transactions are processed immediately and without a fee. Withdrawals from Indian betting sites that take credit cards, on the other hand, may be subject to a fee of roughly 2%.

What Is the Best Way to Get a Credit Card?

Instead of registering an account, as with e-wallets, gamblers must first obtain a credit card before using it on betting sites. Banks and other financial institutions issue credit cards, and the procedure entails the following steps:

  1. Visit your bank in person or go to their website for further information.
  2. Open or apply for a bank account.
  3. To register for a credit card, go to the appropriate page.
  4. Fill in the required information, such as your residence and salary.
  5. Your bank will either issue or deny a credit card after conducting a credit check and other inspections.
  6. Examine the credit amount available as well as the additional terms and limitations.
  7. Begin funding your betting activities with your credit card.

Alternatives to Betting with a Credit Card

While credit cards have long been a popular mode of payment for bettors, they are not suitable for everyone. Fortunately, today’s punters in India have a variety of tempting options, including the following platforms, which we recommend:

  • Bank Transfer – A bank transfer, often known as a wire transfer, involves filling out a form with your bank account information, including your IBAN number. Bank transfers take far longer than other forms of payment, but its security is their main selling point. A bank transfer, on the other hand, is unlikely to qualify for a potential welcome bonus.
  • Electronic wallets (e-wallets) – E-wallets, such as PayPal and Skrill, are another popular alternative for customers at betting sites because of their security, quickness, and ease. Customers aren’t obliged to upload their bank card information to their bookie account, which provides another layer of security.
  • Paysafecard – Bettors in India can now use this prepaid card at an expanding number of Paysafecard betting sites. Paysafecard cards are available in the following denominations: 5000, 2000, 1000, 500, 200, and 100. Paysafecard is a well-known name in the world of online prepaid payments, and it accepts payments in a variety of currencies.

Tips for Betting with a Credit Card

There are a few things to keep in mind while using a credit card on a betting site. So, in order to get the most out of this payment mechanism, the following pointers have been implemented:

  • Before joining up online or contacting a provider, make sure you are aware of any potential legal restrictions that may apply to betting with a credit card.
  • If a desirable bookie does not accept credit cards, consider utilizing them to deposit funds into an e-wallet account, such as Skrill, PayPal, or Neteller. While there may be fees involved, you will still be able to use your credit card in this manner.
  • Examine any reward program or VIP program that may be offered by betting sites. When you use a credit card to deposit and withdraw, you may earn points or receive rewards.
  • When depositing and withdrawing money from betting sites, try to utilize the same method. Payments will be processed as promptly as feasible as a result of this.
  • Consider keeping the information for your credit card on your betting account. Such information will be entirely safe as long as you are enrolled with a trustworthy bookmaker. You will not have to enter your card information each time you make a payment if you do so.

Summary of Indian Credit Card Sports Betting

Credit cards have long been recognized as one of the most convenient, secure, and quick methods of payment for punters in India. An increasing number of sports betting sites in India allow such payments, whether they are made with a Mastercard or a Visa.

The usage of credit cards by Indian customers operating on international platforms is still shrouded in mystery, with many reports of payments being denied or restricted. So, before you link your credit card to your betting account, make sure you read the restrictions of your individual bookie. Credit cards are highly worth using when they are accessible.

Credit Card Betting Sites | Frequently Asked Questions

Payments made with credit cards may be subject to verification before being completed. Uploading a valid form of identification, such as a passport, utility bill, or proof of residency, is one example. Meanwhile, in some situations, punters may be required to input their online banking information.

Yes, it's possible. The fees involved, however, will differ amongst bookmakers, with some covering all charges. Make sure to factor in any potential fees ahead of time.

Credit card payments are likely to be refused from time to time for betting consumers in India. Because of the unique financial institutions and rules in India, you need contact both your betting site and your credit card issuer in this case.

Deposits made with a credit card at betting sites are likely to be instantaneous. This means that as soon as a deposit is processed, monies will be ready for use.

Withdrawals made using credit cards are likely to take 1-5 working days to process, depending on the supplier and the specific betting site.